Raleigh, North Carolina · NMLS #1725415

A straight answer on what your mortgage actually costs.

Triangle Mortgage is a local broker serving the Raleigh–Durham area. See real rate options for your situation in about two minutes — no credit pull, no obligation, and no phone number required to look.

Licensed for North Carolina property. Quotes are estimates, not a commitment to lend.

Why work with a local broker

Pricing you can see for yourself

Most lenders make you hand over your details before they show a number. Our calculator prices your scenario against live wholesale rates and shows the whole ladder — rate, APR, payment, points and fees side by side.

A broker, not a single lender

A broker shops your loan across wholesale lenders rather than selling one company's products. That matters most when your situation is not textbook — self-employment, a condo, a tighter credit profile.

Someone who answers the phone

You work with the same person from first quote to closing day, and you can reach him directly at (919) 390-1775. More about how we work.

Loan programs

Purchase and refinance across the major loan types. Three are priced instantly by the calculator; the rest we quote directly.

Conventional

The standard 30- or 15-year fixed loan for buyers with steady income and reasonable credit.

Instant quote available

FHA

Lower credit and down-payment thresholds, backed by the Federal Housing Administration.

Instant quote available

VA

For eligible veterans and service members — no down payment and no monthly mortgage insurance.

Quoted by phone

USDA

Zero down payment on eligible rural and semi-rural properties, including much of the outer Triangle.

Quoted by phone

Jumbo

For loan amounts above the conforming limit, common on higher-priced Triangle homes.

Quoted by phone

How it works

  1. See your rate

    Enter the loan details — price, down payment, property, credit range. No name, email or credit pull required.

  2. Talk it through

    We go over the options together, including the trade-off between a lower rate and what it costs at closing.

  3. Apply and close

    A secure online application, then we handle the lender side and keep you posted through to closing day.

See the full process, stage by stage →

Serving the Triangle

We lend on North Carolina property, with most of our clients buying and refinancing across these communities.

  • Raleigh
  • Durham
  • Cary
  • Chapel Hill
  • Apex
  • Wake Forest

See what you'd actually pay

Real rate options for your situation in about two minutes. No credit pull, no obligation, and no contact details needed to look.